Fortune Credit Pte Ltd is a licensed moneylender (License No. 46/2024) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Yio Chu Kang

Licensed Money Lender Personal Loan Yio Chu Kang

Situated in the northeast of Singapore, Yio Chu Kang is known for its abundant greenery and low-density housing. Locals and tourists alike will love the lush natural spaces as well the parks and gardens located around the area.

This district also boasts mid-range priced shopping and dining options, perfect for budget-conscious residents and tourists. Find yourself strapped for cash while in Yio Chu Kang? No worries! A licensed money lender can help.

What Is a Foreigner Loan And How Does It Work?

Foreigner loans are a type of personal loan offered to expatriates who need financial assistance. This is perfect for foreign employees who need to pay off costs.

With a foreigner loan, you can use it for a variety of reasons, including paying off rent, medical emergencies, or consolidating debt. If you need quick cash, taking a loan from a licensed money lender is a viable option.

Here are the features of a foreigner loan with a legal money lender:

Minimum Income


Maximum Loan Amount

Up to 6x your monthly salary

Interest Rate


Loan Tenure

Up to 12 months, subject to the terms and conditions of the loan


An approval fee of not more than 10% of the principal loan amount


At least 21 years old

Advantages Of Taking a Foreigner Loan With a Money Lender

  • Fast Loan Approval: Unlike banks, licensed money lenders do not have strict eligibility requirements. That said, the verification process doesn’t take long. You can get your loan within an hour, making it a good option for emergency situations.
  • No Collateral Needed: You can apply for an unsecured foreigner loan. You only have to provide basic legal documents, such as your E-Pass/S-Pass, proof of residency, and proof of income.
  • Capped Interest Rate: With a licensed money lender, you can be assured that you will not be charged with sky-high interest rates. According to the Moneylenders Act, licensed lenders can only charge up to 4% interest rate per month.

How To Apply?

Step 1: Verify The Credibility of the Money Lender

Before you visit the money lender’s website, make sure to verify their credibility first. The moneylending business must be on the list of licensed moneylenders on the Ministry of Law’s website. If they’re not on the list, that’s a red flag and it’s best not to proceed with the loan.

Step 2: Call or Apply Online

You can apply for a foreigner loan without leaving your home. Simply visit our website and fill out the application form.

Step 3: Visit The Office For In-Person Consultation

Our loan officer will schedule an appointment for you. The officer will discuss the terms and conditions of the loan in a language you understand. Don’t be afraid to ask questions to clarify any vague details.

Step 4: Receive Your Cash Within The Same Day

Once you’ve signed the loan contract, you will receive your cash instantly.

How Can Fortune Credit Helps You?

Established in 2010, Fortune Credit has provided excellent customer service and achieved notable awards. They remain committed to offering the fastest foreigner loans for expatriates who need financial assistance.

Fortune Credit provides flexible foreigner plans so their clients will get the most suited loans for their needs.


Need extra cash for emergencies? Fortune Credit is a reputable legal moneylender in Yio Chu Kang that offers custom loan plans for its clients. You can always count on Money Lender Yio Chu Kang to assist you with the loans that you need!

Not only do they operate under the rules regulated by the Ministry of Law, but they are also among the top 10 legal moneylenders in Singapore. 

Contact us today at 6777 1887 or for a fast, hassle-free loan application!

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