Fortune Credit Pte Ltd is a licensed moneylender (License No. 31/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Simei

Licensed Money Lender Personal Loan Simei

Simei, which means “four beauties” in Mandarin, is a small but cozy neighbourhood with the conveniences of simple and modern living. Served by public bus routes and its own MRT Station, getting around the city doesn’t require lengthy walks. Eastpoint Mall serves as the main hub for shopping and dining. While choices are rather basic, you’ll find that your essential day-to-day needs are always available. 

In close proximity to Changi Business Hub, Simei remains to be one of the pleasant sub-districts to live in. Cravings for great eats can also be easily satisfied within a short distance to Bedok and Upper Changi Road. But if you choose to grab a quick bite, Snack Place’s roasted chicken rice at Simei Street 5 is a real deal. 

With plenty of decently priced housing options, Simei is an attractive area for families and professionals looking for a quiet respite from the city’s bustle. If you’re living near Simei and are going through a rough financial patch, a safe and fast cash loan with Fortune Credit can get you covered in any situation. 

Advantages of Taking a Personal Loan with a Money Lender 

While banks come to mind first when we think about loans, you’ll find that licensed moneylenders like Fortune Credit have a more straightforward process along with other many benefits:

  • Light Interest Rates. Any personal loans taken from a licensed moneylender are capped at 4%, which is relatively more competitive than banks. All associated fees and charges are also more transparent, so clients clearly understand the overall loan amount without shrouded charges. 
  • Personalised Loan Plan with Flexible Repayment. Responsible moneylenders understand that every client is unique. Each application is assessed according to the borrowers’ capability to repay, unlike banks with a more rigid guideline. Moneylenders guarantee a tailored-fit loan plan, so you get the exact solution that you need.
  • Easy application and fast loan approval. Our straightforward and simpler requirements let you qualify easily and our loan process wouldn’t take a day to get approved with a promise that borrowers will receive their cash shortly.
  • No Collateral. Licensed moneylenders will not require any loan security such as property documents or any other forms of collateral.
  • Quickly Improves Credit Score. Even borrowers with low credit scores are still eligible to apply. Thus, successful and on-time loan repayment helps borrowers gain a favourable credit score in just a short period of time.  
  • Safe and Comfortable Borrowing. With the slew of financial institutions that promise fast cash loans, foreign workers can easily be a target of illegal lenders. Licensed moneylenders are fully authorized by the Ministry of Law and strictly adhere to professional lending regulations that protect the borrowers’ interests. For your peace of mind, always check the Registry of Moneylenders to verify your preferred lender’s legitimacy. 

How To Apply for a Personal Loan?

The best financial solution is the one that lets you take care of your commitments easily and quickly. Here are our 3 simple steps to get your cash loan in no time. 

Step 1. Using our online facility, fill out our simple form and immediately receive your confirmed in-person appointment to discuss your loan plan.

Step 2. At our office, you will be involved in customising the loan plan that works best for your unique situation. Our loan officers will discuss every detail of the loan terms and ask you to review your contract before signing. 

Step 3. Once the agreement has been signed, you will receive your cash within the day of approval.

How Can Fortune Credit Help You?

Beyond just the easy application process and the fast cash disbursement, Fortune Credit assures all its clients that loan plans are personalised appropriately to ensure a comfortable and dependable borrowing journey. Considering clients’ capability to repay, we make sure that we have the right financial solution with the lightest interest rate possible.

Our wide loan plans will cater to every financing needs regardless of the credit history. Clients will be glad to know that we are one of the top-rated lenders in Singapore.

Not convinced with your preferred loan plan and lender? Try sending us a request today. Our professional and friendly loan officers will help you customise a loan plan that meets your exact requirement. Fortune Credit is a legal moneylender that puts your benefit on top priority.

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