Fortune Credit Pte Ltd is a licensed moneylender (License No. 46/2024) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Moneylender Personal Loan Serangoon

Where to find the best moneylender in Serangoon

Serangoon is a quaint little town in Singapore where cafes and restaurants abound. It is a nice quiet suburban area where you can spend some little time to escape the busy and hectic hustle of the city. It also features a sports center, a public library and the widely known Chomp Chomp food centre.

Indeed, if you need to take a break and unwind, you can spend some time in this area. If you are short on cash, why not take a short term payday loan from Fortune Credit? But first, learn more about how this loan works below.

What is a Payday Loan?

A payday loan is a short term loan intended for borrowers with immediate needs. It is also referred to as cash advance loans or check advance loans. As in any other short term loans, this kind of loan requires no collateral.

The amount of money that you can take from a payday loan is based on the borrowers income and credit profile. This is because a payday loan usually amounts to a portion of the borrower’s next paycheck. The lender gives the borrower an offer based on the principal amount of the borrower’s monthly income. This is why the proof of income is usually required.

If you ever find yourself in dire need of cash and your credit score inhibits you from taking other kinds of loans from say, a bank, or other moneylender institutions, then you can consider taking a payday loan.

Advantages of Taking a Payday Loan

  • The most important advantage of a payday loan is its accessibility.

Meaning, people who cannot take loans from banks or other credit institutions for a variety of reasons can get the cash that they may desperately need through payday loans.

  • Payday lenders ask for minimal requirements and eligibility.

They also do not judge your approval based on your credit record. This is important because people who have had a bad credit history are usually not given a chance to take loans anymore from legitimate lending institutions.

  • Most importantly, you can get approved in a breeze.

Processing happens in a day. In more competitive money lending institutions, processing can take less than an hour provided that your requirements are complete.

These factors make it important to take loans from efficient and licensed money lending institutions like Fortune Credit.

How to Get a Payday Loan From Us?

If you wish to apply for a payday loan from Fortune Credit then you should be at least 21 years old. If you are a Singaporean, then your minimum salary should be SGD 2,000 and if you are a foreigner then you should be earning a salary of at least SGD 3,000.

Below are the document requirements:

For Singaporeans:

  • Identity card
  • Proof of residence (utility bill/ tenancy agreement)
  • Proof of employment
  • Three most recent payslips
  • SingPass

For foreigners:

  • Passport
  • Work permit/ S-Pass/ Employment Pass
  • Proof of residence (utility bill/tenancy agreement)
  • Proof of employment
  • Three most recent payslips
  • SingPass

The application is done in three easy steps:

  1. Call us or apply online
  2. Visit our office for a face to face consultation
  3. Receive your cash


Aside from the ease of application and requirements, Fortune Credit is also not like any other payday lenders. The interest rate for the payday loan of Fortune Credit is pegged at 1 to 4% only. You can always depend on Serangoon Money Lender to ease your financial burdens with the loans that you need.

So if you are in need of a fast cash with affordable rates and minimal requirements and qualification, call us at 6777 1887 or follow this link:

List of Licensed Money Lender Near Me


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