It is impossible to think of Jalan Besar and not think of its quaint shophouses and notable food gems, and increasingly popular creative spaces. Officially declared as a cultural conservation area, you’ll find the rich heritage of Jalan Besar evident in its unique architectures that add charm to its bustling neighbourhood.
If you’re planning to take a walking tour, we recommend you start your day with an expert caffeine fix at Chye Seng Huat Hardware or a hearty brunch of Earl Gray Pancakes at Two Bakers. Adorn your Instagram page with posts of Petain Conservation Road and Kam Leng Hotel that are worthy of likes.
As such an important piece of Singapore’s historic cityscape, ex-pats might find Jalan Besar an ideal spot with a balance of vibrant lifestyle and community living. If you’re a foreigner living near Jalan Besar and find settling in quite challenging, you can always rely on Fortune Credit.
What is a Foreigner Loan?
Without a doubt, Singapore is a land of great opportunities. And with this comes equally great responsibilities. And such is the cost of living especially when you are just nesting.
Staying away from your home country could make you vulnerable especially during emergencies and other situations where it requires immediate funding. And we fully understand that. With these challenges in mind, Fortune Credit has designed a safe and easy-to-take loan that will help foreigners with a valid working permit get the right financing that is easy to qualify for and get approved quickly.
Similar to personal loans, foreigner loans with us are fully personalised and come with the lightest interest rate starting at 1%. No credit history? No worries. It only takes a few steps and simpler eligibility requirements to get your cash, so you can take care of your more important commitments.
Advantages of Taking a Foreigner Loan with Moneylenders
- Low-Interest Rate with Fast Approval. Compared to banks with a strenuous assessment, foreigners can benefit from the more straightforward requirements and processes that only take a day to get approved and receive your cash loan assistance. With the lightest interest rate starting at 1%, foreigner loans can help you take care of more important matters, especially in the most crucial times.
- No Collateral. Licensed moneylenders will not require any loan security such as property documents or any other forms of collateral.
- Safe and Comfortable Borrowing. With the slew of financial institutions that promise fast cash loans, foreign workers can easily be a target of illegal lenders. Licensed moneylenders are fully authorized by the Ministry of Law and strictly adhere to professional lending regulations that protect the borrowers’ interests. For your peace of mind, always check the Registry of Moneylenders to verify your preferred lender’s legitimacy.
How To Apply?
- Foreigners with a valid work permit, at least 21 years old, and have a minimum monthly income of $2,000 are eligible to apply.
- Valid Passport
- Valid Work permit/ S-Pass, Employment Pass
- Proof of residence (utility bills or tenancy agreement)
- Proof of employment (Employment letter if your job has only been for less than 3 months)
- Recent 3 months of payslips
- Proof of income (bank account statement)
- SingPass (to log into IRAS Website)
Step 1: Using our online facility, fill out our simple form and immediately receive your confirmed in-person appointment to discuss your loan plan.
Step 2: At our office, you will be involved in customising the loan plan that works best for your unique situation. Our loan officers will discuss every detail of the loan terms and ask you to review your contract before signing.
Step 3: Once the agreement has been signed, you will receive your cash within the day of approval.
How Can Fortune Credit Help You?
Beyond just the easy application process and the fast cash disbursement, Fortune Credit assures all its clients that loan plans are personalised appropriately to ensure a comfortable and dependable borrowing journey. Considering clients’ capability to repay, we make sure that we have the right financial solution with the lightest interest rate possible.
Our wide loan plans will cater to every financing needs regardless of the credit history. Clients will be glad to know that we are one of the top-rated lenders in Singapore.
No matter where you come from and no matter the situation, Fortune Credit believes that no one should get left behind. For foreigner loans, Fortune Credit is one of the trustworthy and best legal moneylenders in Singapore. Request your free custom loan quotes today! If you’re at Jalan Besar, feel free to visit the nearest Jalan Besar Money Lender Singapore and we’ll talk!