If you’d like to get to know Singapore on a more intimate level, you’ll find Balestier to be interestingly eclectic, devoid of skyscrapers and MRT Station, but steeped in heritage and tradition.
Gracing its portfolio, Balestier is home to the country’s last remaining Chinese Opera stages, a free water kiosk, the beautiful Chinese-Baroque style shophouses that are extravagantly decorated with auspicious symbols, as well as some imposing art deco treats.
Balestier has also established its reputation for being a foodie’s paradise. Perhaps, one of the most Instagrammed spots is at Wheeler’s Yard at 28 Lorong Ampas for a hearty breakfast, or a peppery soup that packs a punch at Founder Bak Kut Teh, 347 Balestier Road.
If you live near Balestier and struggle to stretch your budget until the next payday, you can rely on Fortune Credit’s short-term and fast cash loan.
What is a Payday Loan?
Sometimes, no matter how much we plan our budget, something can always get in the way, and our monthly financial commitments such as the rent, utility bills, and even credit card payments could get compromised. That’s when payday loans can be your instant relief.
Fortune Credit provides a short-term loan that lets you borrow up to one month’s worth of your salary, so you could comfortably bridge your expenses until your next pay schedule. With the moderate interest rates starting at 1%, you can cover your most immediate needs without taxing on your peace of mind.
Advantages of Taking a Payday Loan From a Moneylender
Aside from the fact that banks do not offer payday loans, you’ll find that there are several benefits when you take a short-term solution from a licensed moneylender.
- Easy application and fast loan approval. Our straightforward and simpler requirements let you qualify easily and our loan process wouldn’t take a day to get approved with a promise that borrowers will receive their cash shortly.
- No Collateral. Licensed moneylenders will not require any loan security such as property documents or any other forms of collateral.
- Quickly Improves Credit Score. Successful and on-time loan repayment helps borrowers gain a favourable credit score in just a short period of time.
- Safe and Comfortable Borrowing. With the slew of financial institutions that promise fast cash loans, foreign workers can easily be a target of illegal lenders. Licensed moneylenders are fully authorized by the Ministry of Law and strictly adhere to professional lending regulations that protect the borrowers’ interests. For your peace of mind, always check the Registry of Moneylenders to verify your preferred lender’s legitimacy.
How To Apply for a Payday Loan?
- Applicants must be at least 18 years of age, with a minimum monthly salary of $1,500 for Singapore Citizens & PRs, and $2,000 for foreigners.
- Identity Card
- Proof of Residence (Utility bill, a letter addressed to the applicant, tenancy agreement)
- Proof of Employment (Employment letter if hired in less than three months)
- Recent 3 months of payslip
- SingPass (to log-in on IRAS, CPF, HDB websites)
Step 1. Using our online facility, fill out our simple form and immediately receive your confirmed in-person appointment to discuss your loan plan.
Step 2. At our office, you will be involved in customising the loan plan that works best for your unique situation. Our loan officers will discuss every detail of the loan terms and ask you to review your contract before signing.
Step 3. Once the agreement has been signed, you will receive your cash on the spot.
How Can Fortune Credit Help You?
Beyond just the easy application process and the fast cash disbursement, Fortune Credit assures all its clients that loan plans are personalised appropriately to ensure a comfortable and dependable borrowing journey. Considering clients’ capability to repay, we make sure that we have the right financial solution with the lightest interest rate possible.
Our wide loan plans will cater to every financing needs regardless of the credit history. Clients will be glad to know that we are one of the top-rated lenders in Singapore.
Remember, when taking out a loan, especially when you only need to cover your expenses for a short period of time, take only the amount that you need. And it’s not enough that your lender promises a fast cash loan. Choose the best legal moneylender in Singapore that takes customer care sincerely. Let our friendly loan officers at Fortune Credit take care of you and your urgent needs.