Fortune Credit Pte Ltd is a licensed moneylender (License No. 46/2024) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Interest Free Loan Singapore

You can now borrow cash at 0% interest!

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Loan Advisor
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Easy to apply with few requirements

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Fast approval in 1 hour

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Quick cash on the same day

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Is it possible to get interest FREE loans?

Yes! Fortune Credit made it possible to take a short term personal loan without having to pay any interest!

Borrowing cash often comes with high-interest rates, resulting in extra payments that can be a financial challenge. We understand that seeing your hard-earned money vanish into interest charges can be frustrating. That’s why we started offering a *0% interest loan to stay on top of your emergency bills.

*Terms and conditions apply.

interest free icon

Tick

Easy to apply with few requirements

Tick

Fast approval in 1 hour

Tick

Quick cash on the same day

fc 0% interest rate landing page

Is it possible to get interest FREE loans?

Yes! Fortune Credit made it possible to take a short term personal loan without having to pay any interest!

Borrowing cash often comes with high-interest rates, resulting in extra payments that can be a financial challenge. We understand that seeing your hard-earned money vanish into interest charges can be frustrating. That’s why we started offering a *0% interest loan to stay on top of your emergency bills.

*Terms and conditions apply.

APPLY FOR A LOAN IN 3 EASY STEPS

01

Call

Call or Apply Online

Apply from the comfort of your home at our official website https://www.fortunecredit.com.sg/ or call us at 6777 1887

02

Group

Visit Our Office For In-Person Consultation

Our consultant will schedule an appointment for you to further discuss the terms and conditions of your loan plan.

03

Cash

Receive Your Cash on the Same Day

Get your cash loan as soon as the agreement has been signed

ELIGIBILITY

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At Least 21+Years Old

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Minimum Salary Of SGD2,000 For Local & PR

DOCUMENTS REQUIREMENTS

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Identity card / NRIC

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Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)

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Proof of employment (employment letter if your job is less than 3 months)

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SingPass (to log into CPF, HDB, IRAS website)

Feel Free to Borrow Anytime!

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It just takes 5 minutes
to complete your
loan application!

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It just takes 5 minutes to
complete the form to
get FREE loan quote! 

INTEREST FREE LOAN FAQ

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A 0% interest loan is a type of personal loan where the borrower is not charged any interest on the borrowed amount. However, it's important to note that 0% interest loans often have specific terms and conditions.

Before taking out a loan, there are several factors you should consider:

  • Interest Rates: Understand the personal loan interest rate associated with the loan, as it determines the cost of borrowing. A lower interest rate is generally more favorable.
  • Fees and Charges: Check for any additional fees or charges that may be applicable, such as admin fees or late payment fees.
  • Repayment Terms: Review the repayment terms, including the duration of the loan and the frequency of payments. Ensure they align with your financial situation and ability to repay.
  • Loan Amount: Determine the amount of money you need to borrow and verify if it's within the lender's borrowing limits.
  • Credit Score: Although not required by licensed moneylenders such as Fortune Credit, your credit score can impact your loan amount loan interest rates you may be offered.
  • Lender's Reputation: Research the lender's reputation, customer reviews, and any potential complaints to ensure they are reliable and trustworthy.

At Fortune Credit, we evaluate your loan amount based on your proof of income, prioritizing it over solely relying on your credit score. We encourage you to request a free quote from us to find out how much you can borrow.

We approve loan applications typically within 1 hour and disburse cash after you have signed the loan contract.

Note that the time it takes to approve a loan can vary depending on several factors. Some lenders offer same-day or instant approval, while others may take several business days or weeks to process your application.

With 0% interest loans, you have a repayment period of up to 1 month. This means that you can pay anytime on or before the due date. 

Failure to pay on time may incur a late fee of up to $60 for each month of late repayment.

Yes, you can still apply for a loan with us even if you have already obtained a loan from another licensed money lender. However, please note that you will not qualify for a 0% interest loan.

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