Fast Cash Loan Approval in Singapore

Best Licensed Money Lender in Bugis / Bras Basah

with one of the Lowest Interest Rates and Friendly Staff

Who We Are

Fortune Credit Pte Ltd is a licensed and reputable moneylender of Licence No. 49/2019 and operates in Singapore. We provide financing solutions, which are custom-made to meet the client’s financial needs. Fortune Credit provides convenient and fast cash solutions to individuals who meet the set requirements.

Since Fortune Credit is a licensed lender, the Ministry of Law in Singapore regulates our operations. In addition, we make sure that we follow the Rules and Moneylenders Act when it comes to the repayment plans and interest rates we offer.

Be assured that Fortune Credit Pte Ltd will provide you with the most transparent loan service, which is fair and convenient. Our team offers excellent customer service and will readily provide an answer to your questions.

loan application quick and minimal requirements

FORTUNE CREDIT LOAN APPLICATION​

Applying a loan is easy, just fill up our online application form and we will call you to arrange for an appointment to process the loan.

no hassle personal loan in singapore

NO HASSLE PERSONAL LOANS

Immediate approval of loan, and loan process will take only less than an hour!

Why Choose Us?

There are many reasons why Fortune Credit is the right choice for those who are looking to take out quick cash

01

Fast Loan Processing

Conventional money lending institutions normally have long application processes with many steps for approval. This means that it will take several weeks before your loan is approved. On the other hand, Fortune Credit will offer you a loan application process, which is easy and fast. But only once you present the needed documents punctually. Our focus is to make sure that you get the funds you need as soon as possible.
02

Easy Qualification Requirements

We complete an evaluation of your capability to repay the loan depending on your present-day earnings. Meaning the assessment is not based on your credit history. It then means that for you to get an approved for your loan, you simply need to prove that you hold a steady employment. You then have to show that you have a steady income coming in. Using this, we can create a repayment plan that will best suit you.
03

Debt Consolidation

When you have a debt profile, which is not favorable, Fortune Credit can assist you in improving it. This we do by consolidating your existing debts into one payment. By having a single loan from Fortune Credit, your reliable moneylender, you will be able to repay your debts. Through making a single repayment each month you will be able to grow your credit score greatly.
04

Maintain Your Relationships

When you are constantly borrowing money either from family, colleagues, and friends. Be assured that you soon will have strained relationships. Consider maintaining those relationships and come to us for all your financial needs. Fortune Credit will keep all your details and personal information confidential. This way you can maintain your relationships fun and easy.

Our Fast Cash Loan Options

We offer customized loans packages and flexible monthly loan installments that will work into your budget.

family loan with fortune credit

Personal Loans

Low Interest Singapore

fortune credit helping business through loan

Business Loans

Legal Company Funding

marriage loans from fortune credit

Foreigner Loans

Quick Processing & Approval

personal loan with low interest in singapore

Pay-Day Loans

Household Owner Saver

Wedding Loan

Low Interest Rate

Renovation Loan

Monthly Loan Installment

Simply click here to apply a loan online and you won’t be disappointed.

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Frequently asked question

Are licensed money lender open on Sunday?  

Yes, as a licensed money lender, we open on Sunday from 11am to 5pm.

What is the licensed money lender interest rate in Singapore?  

From 1 October 2015 onward, the maximum interest rate that money lenders can charge is 4 % per month. Despite how much the borrower is earning, this cap will eventually apply for the secured or unsecured loan. If the borrower fails to payback the loan on time, he/she will require to pay the moneylender loan interest at a max 4% per month.

The calculation of interest charged on the loan is based on the remaining amount of principal after deduction the total payments for the principal, which was made by or on behalf of the borrower. 

Example, if A takes a loan of $10,000, and A has repaid $4,000, the remaining of $6,000, can only be taken into account for the calculation of interest.

The money lender can not charge amount of loan that are not yet due. Example, if A takes a $10,000 loan and does not pay $2,000 for its first installment, the loan may charge $2,000 for a late interest, but not the $8,000 for the remaining, because it is still not due yet.

 

How are installment loans calculated?

Monthly Installment Loans are calculated based on the amount of principal that you loan for, with the interest rate per annum that the moneylender offered, and repay back by the number of months that you committed.

Example : Amount of loan is $10000, the interest rate is 4% per annum, and the number of repayment month that you choose is 24 months, so monthly installment that you need to repay is $450 per month.

How to get instant online loan in Singapore?

You can fill in the required contact details on our website, and our loan specialist will get in touch with you.

How to get loans guaranteed approval with bad credit? 

Here are some tips you can try out when you need to get a loan with bad credit:

  • Try loaning for a small amount

Start applying for a small amount of loan and do not miss any repayments for it. By borrowing a small loan is a chance to to rebuild your credit. Until your credit score is alright for the banks or moneylenders to let you borrow a large amount.

  • Do Some Debt Restructuring

Moneylenders are more flexible when it comes to restructuring loans if borrowers can prove they are unable to pay the loans regularly. They could reduce the interest rate, extend the loan tenure or even offer other solutions that will make it easier.

  • Look at other fund sources

There are a lot of non-banking financial institutions in Singapore you can approach which are licensed by the Monetary Authority of Singapore. These institutions will also look into your credit history before they approve your loan, they may have different guidelines on who to approve and who not to approve. They can even offer other loan programs that would work for you.

  • Moneylenders

Licensed moneylenders are meticulous as to which applications they approve because they rely on high-risk and high-reward loans.

 

You can still apply for loan with moneylenders, but before you sign with them, make sure you are well aware of their terms and conditions, repayment schedules and if there are clauses where you can seek debt reconstruction should you have problems. Ask the moneylenders if it is ok to think about it first before you sign up with them.

 

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